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Answer from awarulz
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Investment banking is an umbrella term for a range of activities
underwriting, selling, and trading securities (stocks and bonds); providing financial advisory services, such as mergers an and managing assets. Investment Banks assist public and private corporations, nonprofit institutions, governments, and individuals in raising funds, as well as in providing strategic advisory services for mergers, acquisitions, and other types of financial transactions.Generally, the breakdown of an investment bank includes the following areas: Corporate Finance, Mergers & Acquisitions, Public Finance, Syndicate, Institutional Sales, Retail Sales, Trading, Over-the-Counter Trading, Research, and Operations. Overview of Investment Banking AreasCorporate Finance – Raises capital for businesses typically by underwriting stocks and bonds, or other equity and fixed income securities, and re-selling them in the public markets or as private placements to large investors.Mergers & Acquisitions – Negotiate corporate mergers and acquisitions, advise companies on assessing the value of their businesses.Public Finance – Raises capital for state and local governments, school districts, and other tax-exempt entities.Syndicate – Coordinates efforts of investment banking, sales and trading to move new securities issues to market. Organizes underwriting and sales syndicates. Prices, sells, and generates interest in, new securities.Institutional Sales – Sell securities and investment recommendations, investment management capabilities, and services to large investors typically referred to as “institutional investors.”Retail Sales – Sell stocks, bonds, mutual funds and other investments to the general public and small businesses. Provide investment advice and financial planning services.Trading – Specialists are market makers on the floor of a stock exchange required to buy and sell to maintain fair and orderly markets in the securities they are assigned by the exchange. Floor Traders execute buy and sell orders for clients of the firms and individuals that they work for as agents.Research – Equity Researchers review companies and write reports about their prospects, often with "buy" or "sell" ratings. While the research division generates no revenue, its resources are used to assist traders in trading, the sales force in suggesting ideas to customers, and investment bankers by covering their clients.Over-the-Counter Trading (OTC) – OTC traders buy and sell stocks, bonds and other securities over electronic trading systems and by telephone as agents for customers or as principals for their own firms.Operations – Also known as the Back Office. Clearing and settling of trades, managing the technical aspects of running securities firms, exchanges and investment management companies. Information services units design and implement computer programs to manage these functions.
102 months ago
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Answer from johnniegirl
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here's what an investment banker does...
from Princeton Review (/cte/profiles/dayInLife.asp?careerID=84):
Investment Banker
A Day in the Life
Investment bankers advise their clients on high level issues of financial organization. They manage the issuance of bonds, recommend and execute strategies for taking over and merging with other companies, and handle selling a company&s stock to the public. The work thus involves lots of financial analysis, and a strong background in finance and economics is a necessity. Personal and strategic skills are vital to investment bankers as well, for they serve as strategists for their clients, helping them develop their financial plans as well as implement them. At the profession&s highest level, investment bankers serve as crucial figures in the shaping of the American and world economies, managing mergers of multibillion-dollar corporations and handling the privatization of government assets around the world. All this is time consuming, and investment bankers work long hours. Work weeks of 70 hours or more are common, and all night sessions before deals close are the rule rather than the exception. Still, the work is extremely interesting, and those who stay in the profession report high levels of job satisfaction. Investment bankers spend large amounts of time traveling, to pitch ideas to prospective and current clients or to examine the facilities of companies being purchased by their clients. In the office, they spend their time developing strategies to pitch to clients, preparing financial analyses and documents, or working with the sales forces of their banks in selling the bonds and stocks which are created by the investment-banking department&s activities.
Paying Your Dues
In general, an M.B.A., requiring two years of post-college study, is required to rise in the field, though entry-level jobs in analyst programs are available to college graduates who want experience in the profession. Analysts perform much of the grunt computer crunching required in preparing financial proposals, though they often travel to sit in on meetings with clients and sessions in which senior bankers pitch ideas to prospective customers. After two years, analysts usually move on, either to business school or to another profession, though a few are offered jobs as associates, the position which investment banks offer to M.B.A. holders. In many banks, this is as far as one can rise without an M.B.A., though there are exceptions, and a few prominent bankers never went to business school.
Associated Careers
Most commonly, investment bankers who leave the profession go on to financial jobs in-house with a client of their former banking firm, as financial officers and analysts. It is also not uncommon for bankers to move on to management consulting, a field which demands many similar skills. Some bankers get law degrees and become specialists in financial and corporate law, while lawyers sometimes leave their firms to become investment bankers. Bankers who have become sufficiently established, with clients who trust them and reputations for expertise in their fields, can become entrepreneurs, leaving their firms to set up their own investment banks.
Quality of Life
Two Years Out
During the first two years after finishing business school and taking a job at a bank, most investment bankers work as junior associates, supervising the financial analysis done by analysts and themselves being closely supervised by more experienced bankers. At this level, associates are learning the business, acquiring the skills they will need when they are called on to develop financial plans rather than execute them. They spend long hours running computer analyses, preparing the financial reports which accompany stock issues, and putting together the documents used by senior bankers to pitch ideas.
Five Years Out
At this level, investment bankers have significantly more responsibility and mobility. They have become senior associates or vice presidents, depending on the structure of the firm, and oversee the preparation of documents that leave the firm, and they begin to be involved in the more creative side of the business, working with senior bankers and clients to develop financial strategies. They have established specialties, whether regional or by type of transaction, and have begun to develop the professional reputations and skills which will enable them to attract clients. Hours remain intense, and still involve all-night sessions and 70-plus-hour weeks, but fifth-year bankers begin to have more control over their schedules. They have more control over their careers as well, as the options of going to work in-house for a client or moving to another bank with a specific need for their expertise become increasingly available.
Ten Years Out
By this point, investment bankers are involved in strategic and financial planning, creating the plans executed by junior bankers and spending significant amounts of time developing plans with existing clients and attempting to attract new ones. Those who have not left to start their own firms or to work for clients usually now have ownership interests in their firms, and they begin to participate in firm policy and management. They are responsible, either alone or with other senior bankers, for overseeing a sector of the firm&s investment banking business, and professional success is now largely dependent upon the banker&s ability to develop a client base. Hours remain long, but there is significant control over when work must be done, and pay increases dramatically.
Facts and Figures
# of people in profession: 40,000
Average hours per week: 70
Average starting salary: $134,000
Average salary after 5 years: $300,000
Average salary after 10 to 15 years: $1,000,000
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102 months ago
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Answer from Crazy_Lacey
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here you go
http://en.wikipedia.org/wiki/Investor
This website pretty much explains it.
You can click on different topics... To narrow your search.
An institutional investor is an investor, such as a bank, insurance company, retirement fund, hedge fund, or , that is financially sophisticated and makes large investments, often held in very large portfolios of investments. Because of their sophistication, institutional investors may often participate in private placements of securities, in which certain aspects of the securities laws may be inapplicable. For example, in the United States, a private placement under Rule 506 of Regulation D may be made to an &accredited investor& without registering the offering of securities with the Securities and Exchange Commission. In essence institutional investor, an accredited investor is defined in the rule as:
a bank, insurance company, registered investment company (generally speaking, a mutual fund), business development company, or small busines
an employee benefit plan, within the meaning of the Employee Retirement Income Security Act, if a bank, insurance company, or registered investment adviser makes the investment decisions, or if the plan has total assets in excess of $5
a charitable organization, corporation, or partnership with assets exceeding $5
a director, executive officer, or general partner of the company se
a business in which all the equity owners are
a natural person who has individual net worth, or joint net worth with the person&s spouse, that exceeds $1 million at the
a natural person with income exceeding $200,000 in each of the two most recent years or joint income with a spouse exceeding $300,000 for those years and a reasonable expectation of the same income level or
a trust with assets in excess of $5 million, not formed to acquire the securities offered, whose purchases a sophisticated person makes.
102 months ago
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Loading awards...How to Become an Investment Banker | eHow
Investment bankers are in the business of underwriting investments on behalf of organizations looking for money to finance expansion plans or operations. In addition to advising clients on the best way to raise funds, investment bankers also oversee initial public offerings, or IPOs, mergers and acquisitions. The banker also sells the securities for clients. The path to becoming an investment banker often begins at a prestigious university.
You can start in the field with a bachelor&#8217;s degree in finance, accounting, economics or business. An internship during your senior year can open doors to entry level jobs. If you want to advance at most investment banks, however, you should pursue a master&#8217;s in business administration, or MBA, with a concentration in finance. If you want to work for a large bank -- where most investment banking jobs are located -- you need to excel as an undergrad to assure entry into a top MBA school. According to efinancial careers, an extensive overview of resumes revealed that most investment bankers at big banks earned their MBAs at Columbia Business School, with Harvard, MIT, Yale, Wharton and London Business School running just behind.
While you&#8217;re working in an entry-level position, or before you even enter the field, you&#8217;ll need to earn a license from the Financial Industry Regulatory Authority (FINRA) to be able to sell investments. There are a host of credentials you can earn by passing examinations through the licensing agency, ranging from a Registered Options Principal to a General Securities Representative. For example, if you pass the Series 26 exam -- also called the Investment Company Products/Variable Contracts Limited Principal exam -- you can solicit, buy and sell redeemable securities of companies. Successful completion of the General Securities Representative, or Series 7, exam qualifies you to purchase and sell all securities products, from corporate and municipal securities to variable contracts and investment company products.
Investment banks often hire entry-level financial services bankers for a period of two or three years to see if they perform sufficiently before promoting them to higher-level accounts. According to the Bureau of Labor Statistics, it&#8217;s called an &#8220;up or out&#8221; policy and serves as a breeding ground for successful investment bankers because banks don&#8217;t want to keep those starting positions filled by poor performing individuals. For example, with a bachelor&#8217;s degree in finance and a Series 7 credential, you could work as a securities sales agent and train under a more experienced analyst to refine your sales strategies. You might start by just managing existing accounts for senior bankers. Employers usually provide extensive training to entry-level securities agents. Find entry-level jobs and additional training by attending conferences and networking through industry organizations such as the National Investment Bankers Association and the International Association of Investment Bankers.
Once you&#8217;ve attained your MBA -- a prerequisite many employers require for advancement -- you&#8217;ll need to prove your value primarily by bringing in new accounts and meeting and exceeding sales goals. Additional FINRA designations also can help you advance. Leadership qualities are valued as well, paving the way for supervisory and management positions. In addition to being high producers, successful investment bankers need the kind of expertise that lets them make split-second decisions as markets shift, build lasting relationships with lucrative clients and develop cold-calling skills to generate new business. Exceptional math skills also are vital to be able to judge profit margins accurately and quickly.Investment Banker Job Description, Career as an Investment Banker, Salary, Employment - Definition and Nature of the Work, Education and Training Requirements, Getting the Job
Education and Training: Advanced degree plus training
Salary: Starting&$45,000 to $85,000 per year
Employment Outlook: Good
Definition and Nature of the Work
Investment bankers arrange and negotiate large financial transactions. They are employed by investment banking firms to act as advisers to client companies and to initiate moneymaking ventures for their own firms. Investment bankers are also employed by large commercial banks.
An investment banker's work is diverse, dictated by the financial needs of clients. If a company plans to merge with or acquire another company or sell a subsidiary, an investment banker usually negotiates the agreement. When a corporation is facing financial difficulty, such as a large budget deficit or failing operations, an investment banker is called in to study the situation and find a remedy. When a client company issues new stock, the investment banking firm might underwrite, or take financial liability for, the stock, while the investment banker finds buyers for the shares. Investment bankers may also manage the investments of their client companies.
Education and Training Requirements
A master's degree in business administration (MBA) from a top school is generally required. Some firms hire liberal arts graduates and train them to become analysts, but these trainees usually pursue a graduate degree in business if they plan to remain in the field. A few investment bankers transfer from other related fields, such as finance, law, or banking.
Getting the Job
Most investment bankers are recruited directly from colleges and business schools, and some are offered trial jobs in the summer while they are still in school. Recruiters look for well-rounded candidates who participate in extracurricular activities while maintaining excellent academic records.
An investment banker's work is dictated by the different financial needs of clients. (& Jose Luis Pelaez, Inc./Corbis.)
Advancement Possibilities and Employment Outlook
A successful investment banker may be promoted to vice president or managing director. A large investment banking firm might have forty to eighty managing directors, or partners.
The number of job opportunities for those interested in investment banking typically grows with the economy. Investment banking firms, however, are few in number, and the competition among applicants for jobs with these firms is intense. A firm might hire less than twenty-five employees from a field of more than one thousand applicants.
Working Conditions
Because investment banking involves huge financial risks and large-scale crises, an investment banker's work is often stressful and demanding. Those employed in the field report average workdays of fourteen to seventeen hours, frequent and often unexpected travel, interrupted weekends, and all- night work sessions. Because of the ups and downs of financial markets, job security is low. However, most investment bankers find the work exciting and creative.
Earnings and Benefits
Annual salaries for investment bankers are well above $100,000 after the first few years. Entry-level salaries, however, started at $45,000 per year for someone with a bachelor's degree and at $85,000 per year for someone with an MBA in 2005, according . In addition, entry- level investment bankers often received large, year-end bonuses of $10,000 or more. Benefits usually include paid holidays and vacations as well as medical insurance.
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User Commentsinvestment banker是什么意思_百度知道
investment banker是什么意思
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投资银行家[例句]He did so by operating like an investment banker.他像一个投资银行家一样通过运作来实现。
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